Loan Option

Commercial Loan

A Commercial loan is a financial instrument that businesses owners can avail of to address any short-term capital needs. The sanctioned amount can be used to increase the working capital, acquire new machinery, build new infrastructure, meet operational costs, and other such expenditures

Rehab loan

Fix up your fixer upper home with a Rehab Loan. If you have found the perfect home but it needs renovation, you can purchase the home and roll the costs of the renovation into your loan.

An FHA 203(k) Loan, also called a Renovation Loan, allows buyers to finance the cost of the home and the renovation in one mortgage with a low rate.

The VA also offers a similar option for military and veterans to purchase a home and finance the required renovations to bring it up to standards set by the VA.

Rehab loans have similar qualification requirements to a standard FHA or VA loan, with additional documentation needed related to the renovation.

Construction Loan

Intended to cover the cost of constructing or rehabbing a house, Construction Loans are higher interest rate, shorter term (usually for a period of one year) loans paid to a contractor, rather than the borrower, and as construction targets are completed.

Multi-Family 5+ units

At Southwest Mortgage INC Commercial Lending, we specialize in providing financing solutions for multifamily properties of 5 or more units. With over 20 years of experience in the industry, our team has extensive knowledge of the multifamily market and is dedicated to providing exceptional service to every client.

Our expertise allows us to offer a variety of multifamily loan programs tailored to meet the unique needs of each client. Our team will work with you to determine the best loan program for your investment goals and financial qualifications.